What income do you need to buy a house in Ortonville, MN?

It takes about $59,000/yr to afford the typical Ortonville, MN home ($207K, +11.6% past year) at today's rates. Starter homes run around $110K. See if you can afford a house in Ortonville (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $59,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MN property tax and insurance)
• Typical home value: $207K (Zillow ZHVI, 2026-07)
• 1-year change: +11.6%
• Bottom 35% of homes: $110K
• Top 35% of homes start around: $389K
• Median household income: $56K
• Price-to-income ratio: 3.7
• Estimated payment on the typical home: $1,075/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Morris, MN — typical home $216K
• Montevideo, MN — typical home $219K
• Watertown, SD — typical home $316K
• Alexandria, MN — typical home $301K
• Marshall, MN — typical home $248K
• Wahpeton, ND — typical home $239K

The most affordable cities to buy a house in Minnesota

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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