What income do you need to buy a house in Springfield, SD?

It takes about $59,000/yr to afford the typical Springfield, SD home ($203K, +10.4% past year) at today's rates. See if you can afford a house in Springfield (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $59,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, SD property tax and insurance)
• Typical home value: $203K (Zillow ZHVI, 2026-07)
• 1-year change: +10.4%
• Median household income: $56K
• Price-to-income ratio: 3.6
• Estimated payment on the typical home: $1,054/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Yankton, SD — typical home $279K
• Vermillion, SD — typical home $277K
• Mitchell, SD — typical home $257K
• Norfolk, NE — typical home $265K
• Wayne, NE — typical home $245K
• Tea, SD — typical home $390K

The most affordable cities to buy a house in South Dakota

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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