What income do you need to buy a house in Seaboard, NC?

It takes about $25,000/yr to afford the typical Seaboard, NC home ($92K, +11.5% past year) at today's rates. Starter homes run around $37K. See if you can afford a house in Seaboard (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $25,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NC property tax and insurance)
• Typical home value: $92K (Zillow ZHVI, 2026-07)
• 1-year change: +11.5%
• Bottom 35% of homes: $37K
• Top 35% of homes start around: $202K
• Median household income: $26K
• Price-to-income ratio: 3.6
• Estimated payment on the typical home: $476/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Roanoke Rapids, NC — typical home $124K
• Emporia, VA — typical home $163K
• Franklin, VA — typical home $251K
• Tarboro, NC — typical home $157K
• Rocky Mount, NC — typical home $189K
• Nashville, NC — typical home $260K

The most affordable cities to buy a house in North Carolina

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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