What income do you need to buy a house in Needham, MA?

It takes about $429,000/yr to afford the typical Needham, MA home ($1.57M, +5.8% past year) at today's rates. Starter homes run around $1.15M. See if you can afford a house in Needham (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $429,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MA property tax and insurance)
• Typical home value: $1.57M (Zillow ZHVI, 2026-07)
• 1-year change: +5.8%
• Bottom 35% of homes: $1.15M
• Top 35% of homes start around: $2.30M
• Typical rent: $3,379/mo
• Median household income: $214K
• Price-to-income ratio: 7.3
• Estimated payment on the typical home: $8,175/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Wellesley, MA — typical home $2.05M
• Newton, MA — typical home $1.54M
• Dedham, MA — typical home $776K
• Brookline, MA — typical home $1.18M
• Norwood, MA — typical home $742K
• Medfield, MA — typical home $1.09M

The most affordable cities to buy a house in Massachusetts

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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