What income do you need to buy a house in Herculaneum, MO?

It takes about $88,000/yr to afford the typical Herculaneum, MO home ($303K, +5.3% past year) at today's rates. Starter homes run around $237K. See if you can afford a house in Herculaneum (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $88,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MO property tax and insurance)
• Typical home value: $303K (Zillow ZHVI, 2026-07)
• 1-year change: +5.3%
• Bottom 35% of homes: $237K
• Top 35% of homes start around: $362K
• Median household income: $93K
• Price-to-income ratio: 3.2
• Estimated payment on the typical home: $1,576/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Pevely, MO — typical home $278K
• Festus, MO — typical home $305K
• Barnhart, MO — typical home $289K
• Imperial, MO — typical home $332K
• Arnold, MO — typical home $277K
• De Soto, MO — typical home $251K

The most affordable cities to buy a house in Missouri

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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