What income do you need to buy a house in Flatwoods, KY?

It takes about $44,000/yr to afford the typical Flatwoods, KY home ($154K, +1.8% past year) at today's rates. Starter homes run around $109K. See if you can afford a house in Flatwoods (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $44,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, KY property tax and insurance)
• Typical home value: $154K (Zillow ZHVI, 2026-07)
• 1-year change: +1.8%
• Bottom 35% of homes: $109K
• Top 35% of homes start around: $230K
• Median household income: $60K
• Price-to-income ratio: 2.6
• Estimated payment on the typical home: $801/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Ironton, OH — typical home $128K
• Ashland, KY — typical home $129K
• Wheelersburg, OH — typical home $200K
• Huntington, WV — typical home $144K
• Portsmouth, OH — typical home $95K
• Jackson, OH — typical home $180K

The most affordable cities to buy a house in Kentucky

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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