What income do you need to buy a house in Seymour, IA?

It takes about $43,000/yr to afford the typical Seymour, IA home ($141K, +6.5% past year) at today's rates. Starter homes run around $44K. See if you can afford a house in Seymour (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $43,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, IA property tax and insurance)
• Typical home value: $141K (Zillow ZHVI, 2026-07)
• 1-year change: +6.5%
• Bottom 35% of homes: $44K
• Top 35% of homes start around: $348K
• Median household income: $46K
• Price-to-income ratio: 3.1
• Estimated payment on the typical home: $730/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Centerville, IA — typical home $83K
• Osceola, IA — typical home $195K
• Ottumwa, IA — typical home $126K
• Knoxville, IA — typical home $214K
• Kirksville, MO — typical home $159K
• Trenton, MO — typical home $116K

The most affordable cities to buy a house in Iowa

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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