What income do you need to buy a house in Newport, RI?
It takes about $286,000/yr to afford the typical Newport, RI home ($966K, +9.0% past year) at today's rates. Starter homes run around $631K. See if you can afford a house in Newport (2026 data) — free, no signup.
Market snapshot (2026-09)
- Income needed to buy the typical home: about $286,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, RI property tax and insurance)
- Typical home value: $966K (Zillow ZHVI, 2026-09)
- 1-year change: +9.0%
- Bottom 35% of homes: $631K
- Top 35% of homes start around: $1.81M
- Typical rent: $3,022/mo
- Median household income: $86K
- Price-to-income ratio: 11.2
- Estimated payment on the typical home: $5,269/mo principal & interest (20% down, 7.24% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Rhode Island
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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