What income do you need to buy a house in Mattituck, NY?

It takes about $292,000/yr to afford the typical Mattituck, NY home ($1.02M, +4.4% past year) at today's rates. Starter homes run around $799K. See if you can afford a house in Mattituck (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $292,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NY property tax and insurance)
• Typical home value: $1.02M (Zillow ZHVI, 2026-07)
• 1-year change: +4.4%
• Bottom 35% of homes: $799K
• Top 35% of homes start around: $1.67M
• Median household income: $121K
• Price-to-income ratio: 8.4
• Estimated payment on the typical home: $5,313/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Southold, NY — typical home $1.13M
• Riverhead, NY — typical home $641K
• Hampton Bays, NY — typical home $963K
• East Quogue, NY — typical home $1.18M
• Calverton, NY — typical home $672K
• Wading River, NY — typical home $753K

The most affordable cities to buy a house in New York

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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