What income do you need to buy a house in Jackson, KY?

It takes about $22,000/yr to afford the typical Jackson, KY home ($78K, -20.6% past year) at today's rates. Starter homes run around $36K. See if you can afford a house in Jackson (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $22,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, KY property tax and insurance)
• Typical home value: $78K (Zillow ZHVI, 2026-07)
• 1-year change: -20.6%
• Bottom 35% of homes: $36K
• Top 35% of homes start around: $180K
• Median household income: $33K
• Price-to-income ratio: 2.4
• Estimated payment on the typical home: $404/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Hazard, KY — typical home $104K
• Morehead, KY — typical home $189K
• Mount Sterling, KY — typical home $224K
• Pikeville, KY — typical home $125K
• London, KY — typical home $185K
• Berea, KY — typical home $253K

The most affordable cities to buy a house in Kentucky

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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