What income do you need to buy a house in Gridley, CA?

It takes about $90,000/yr to afford the typical Gridley, CA home ($351K, +1.7% past year) at today's rates. Starter homes run around $262K. See if you can afford a house in Gridley (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $90,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, CA property tax and insurance)
• Typical home value: $351K (Zillow ZHVI, 2026-07)
• 1-year change: +1.7%
• Bottom 35% of homes: $262K
• Top 35% of homes start around: $489K
• Median household income: $58K
• Price-to-income ratio: 6.1
• Estimated payment on the typical home: $1,822/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Live Oak, CA — typical home $395K
• Palermo, CA — typical home $253K
• Oroville, CA — typical home $310K
• Marysville, CA — typical home $396K
• Yuba City, CA — typical home $445K
• Durham, CA — typical home $608K

The most affordable cities to buy a house in California

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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