What income do you need to buy a house in Gibbon, NE?

It takes about $84,000/yr to afford the typical Gibbon, NE home ($262K, +4.4% past year) at today's rates. Starter homes run around $147K. See if you can afford a house in Gibbon (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $84,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NE property tax and insurance)
• Typical home value: $262K (Zillow ZHVI, 2026-07)
• 1-year change: +4.4%
• Bottom 35% of homes: $147K
• Top 35% of homes start around: $449K
• Median household income: $70K
• Price-to-income ratio: 3.7
• Estimated payment on the typical home: $1,363/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Kearney, NE — typical home $322K
• Hastings, NE — typical home $209K
• Grand Island, NE — typical home $258K
• Holdrege, NE — typical home $197K
• Lexington, NE — typical home $204K
• York, NE — typical home $223K

The most affordable cities to buy a house in Nebraska

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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