What income do you need to buy a house in Bonner, MT?

It takes about $176,000/yr to afford the typical Bonner, MT home ($663K, +1.1% past year) at today's rates. Starter homes run around $453K. See if you can afford a house in Bonner (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $176,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MT property tax and insurance)
• Typical home value: $663K (Zillow ZHVI, 2026-07)
• 1-year change: +1.1%
• Bottom 35% of homes: $453K
• Top 35% of homes start around: $993K
• Median household income: $62K
• Price-to-income ratio: 10.7
• Estimated payment on the typical home: $3,444/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Missoula, MT — typical home $574K
• Hamilton, MT — typical home $535K
• Polson, MT — typical home $580K
• Anaconda, MT — typical home $305K
• Bigfork, MT — typical home $807K
• Butte, MT — typical home $289K

The most affordable cities to buy a house in Montana

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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