What income do you need to buy a house in Alachua, FL?

It takes about $97,000/yr to afford the typical Alachua, FL home ($331K, -2.1% past year) at today's rates. Starter homes run around $222K. See if you can afford a house in Alachua (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $97,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, FL property tax and insurance)
• Typical home value: $331K (Zillow ZHVI, 2026-07)
• 1-year change: -2.1%
• Bottom 35% of homes: $222K
• Top 35% of homes start around: $518K
• Median household income: $83K
• Price-to-income ratio: 4.0
• Estimated payment on the typical home: $1,718/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• High Springs, FL — typical home $329K
• Gainesville, FL — typical home $299K
• Newberry, FL — typical home $332K
• Starke, FL — typical home $239K
• Lake City, FL — typical home $264K
• Middleburg, FL — typical home $328K

The most affordable cities to buy a house in Florida

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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