What income do you need to buy a house in Big Pine Key, FL?

It takes about $220,000/yr to afford the typical Big Pine Key, FL home ($748K, +1.8% past year) at today's rates. Starter homes run around $552K. See if you can afford a house in Big Pine Key (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $220,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, FL property tax and insurance)
• Typical home value: $748K (Zillow ZHVI, 2026-07)
• 1-year change: +1.8%
• Bottom 35% of homes: $552K
• Top 35% of homes start around: $1.06M
• Median household income: $110K
• Price-to-income ratio: 6.8
• Estimated payment on the typical home: $3,886/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Marathon, FL — typical home $828K
• Key West, FL — typical home $1.02M
• Key Largo, FL — typical home $1.09M
• Florida City, FL — typical home $372K
• Homestead, FL — typical home $437K
• Marco Island, FL — typical home $849K

The most affordable cities to buy a house in Florida

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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