What income do you need to buy a house in Liberal, MO?

It takes about $60,000/yr to afford the typical Liberal, MO home ($208K, +4.8% past year) at today's rates. See if you can afford a house in Liberal (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $60,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, MO property tax and insurance)
• Typical home value: $208K (Zillow ZHVI, 2026-07)
• 1-year change: +4.8%
• Top 35% of homes start around: $441K
• Median household income: $65K
• Price-to-income ratio: 3.2
• Estimated payment on the typical home: $1,080/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Pittsburg, KS — typical home $140K
• Fort Scott, KS — typical home $135K
• Nevada, MO — typical home $166K
• Carl Junction, MO — typical home $256K
• Webb City, MO — typical home $226K
• Carthage, MO — typical home $237K

The most affordable cities to buy a house in Missouri

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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