What income do you need to buy a house in Haleiwa, HI?
It takes about $409,000/yr to afford the typical Haleiwa, HI home ($1.72M, +3.0% past year) at today's rates. Starter homes run around $1.15M. See if you can afford a house in Haleiwa (2026 data) — free, no signup.
Market snapshot (2026-07)
- Income needed to buy the typical home: about $409,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, HI property tax and insurance)
- Typical home value: $1.72M (Zillow ZHVI, 2026-07)
- 1-year change: +3.0%
- Bottom 35% of homes: $1.15M
- Top 35% of homes start around: $2.81M
- Typical rent: $3,206/mo
- Median household income: $98K
- Price-to-income ratio: 17.6
- Estimated payment on the typical home: $8,951/mo principal & interest (20% down, 6.76% 30-yr fixed)
Nearby housing markets
The most affordable cities to buy a house in Hawaii
Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.
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