What income do you need to buy a house in Farmingdale, NJ?

It takes about $259,000/yr to afford the typical Farmingdale, NJ home ($832K, +3.6% past year) at today's rates. Starter homes run around $570K. See if you can afford a house in Farmingdale (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $259,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NJ property tax and insurance)
• Typical home value: $832K (Zillow ZHVI, 2026-07)
• 1-year change: +3.6%
• Bottom 35% of homes: $570K
• Top 35% of homes start around: $1.06M
• Median household income: $89K
• Price-to-income ratio: 9.3
• Estimated payment on the typical home: $4,322/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Tinton Falls, NJ — typical home $651K
• Freehold, NJ — typical home $654K
• Lakewood, NJ — typical home $589K
• Belmar, NJ — typical home $1.03M
• Asbury Park, NJ — typical home $708K
• Eatontown, NJ — typical home $650K

The most affordable cities to buy a house in New Jersey

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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