What income do you need to buy a house in Campbell, CA?

It takes about $492,000/yr to afford the typical Campbell, CA home ($1.84M, +2.7% past year) at today's rates. Starter homes run around $1.13M. See if you can afford a house in Campbell (2026 data) — free, no signup.

Market snapshot (2026-09)

• Income needed to buy the typical home: about $492,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, CA property tax and insurance)
• Typical home value: $1.84M (Zillow ZHVI, 2026-09)
• 1-year change: +2.7%
• Bottom 35% of homes: $1.13M
• Top 35% of homes start around: $2.34M
• Typical rent: $3,433/mo
• Median household income: $145K
• Price-to-income ratio: 12.6
• Estimated payment on the typical home: $10,019/mo principal & interest (20% down, 7.24% 30-yr fixed)

Nearby housing markets

• Los Gatos, CA — typical home $2.60M
• Saratoga, CA — typical home $3.97M
• Cupertino, CA — typical home $2.96M
• Santa Clara, CA — typical home $1.64M
• San Jose, CA — typical home $1.35M
• Sunnyvale, CA — typical home $2.01M

The most affordable cities to buy a house in California

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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