What income do you need to buy a house in Columbus, MT?

It takes about $128,000/yr to afford the typical Columbus, MT home ($462K, +8.3% past year) at today's rates. Starter homes run around $291K. See if you can afford a house in Columbus (2026 data) — free, no signup.

Market snapshot (2026-09)

• Income needed to buy the typical home: about $128,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, MT property tax and insurance)
• Typical home value: $462K (Zillow ZHVI, 2026-09)
• 1-year change: +8.3%
• Bottom 35% of homes: $291K
• Top 35% of homes start around: $752K
• Median household income: $65K
• Price-to-income ratio: 7.1
• Estimated payment on the typical home: $2,520/mo principal & interest (20% down, 7.24% 30-yr fixed)

Nearby housing markets

• Laurel, MT — typical home $378K
• Billings, MT — typical home $401K
• Livingston, MT — typical home $533K
• Powell, WY — typical home $419K
• Cody, WY — typical home $478K
• Bozeman, MT — typical home $722K

The most affordable cities to buy a house in Montana

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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