What income do you need to buy a house in Eldora, IA?

It takes about $32,000/yr to afford the typical Eldora, IA home ($102K, -4.1% past year) at today's rates. Starter homes run around $54K. See if you can afford a house in Eldora (2026 data) — free, no signup.

Market snapshot (2026-09)

• Income needed to buy the typical home: about $32,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, IA property tax and insurance)
• Typical home value: $102K (Zillow ZHVI, 2026-09)
• 1-year change: -4.1%
• Bottom 35% of homes: $54K
• Top 35% of homes start around: $183K
• Median household income: $77K
• Price-to-income ratio: 1.3
• Estimated payment on the typical home: $554/mo principal & interest (20% down, 7.24% 30-yr fixed)

Nearby housing markets

• Iowa Falls, IA — typical home $138K
• Marshalltown, IA — typical home $177K
• Nevada, IA — typical home $247K
• Cedar Falls, IA — typical home $266K
• Ames, IA — typical home $302K
• Webster City, IA — typical home $151K

The most affordable cities to buy a house in Iowa

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

i wanna buy a house .com — type a city, see its market, find out what you can afford.