What income do you need to buy a house in Eldora, IA?

It takes about $32,000/yr to afford the typical Eldora, IA home ($104K, -3.3% past year) at today's rates. Starter homes run around $55K. See if you can afford a house in Eldora (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $32,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, IA property tax and insurance)
• Typical home value: $104K (Zillow ZHVI, 2026-07)
• 1-year change: -3.3%
• Bottom 35% of homes: $55K
• Top 35% of homes start around: $187K
• Median household income: $77K
• Price-to-income ratio: 1.3
• Estimated payment on the typical home: $540/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Iowa Falls, IA — typical home $137K
• Marshalltown, IA — typical home $180K
• Nevada, IA — typical home $250K
• Cedar Falls, IA — typical home $271K
• Ames, IA — typical home $306K
• Webster City, IA — typical home $158K

The most affordable cities to buy a house in Iowa

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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