What income do you need to buy a house in Sunset Beach, NC?

It takes about $125,000/yr to afford the typical Sunset Beach, NC home ($438K, +0.2% past year) at today's rates. Starter homes run around $275K. See if you can afford a house in Sunset Beach (2026 data) — free, no signup.

Market snapshot (2026-09)

• Income needed to buy the typical home: about $125,000/yr (28% front-end ratio, 20% down, 7.24% 30-yr fixed, NC property tax and insurance)
• Typical home value: $438K (Zillow ZHVI, 2026-09)
• 1-year change: +0.2%
• Bottom 35% of homes: $275K
• Top 35% of homes start around: $768K
• Median household income: $82K
• Price-to-income ratio: 5.3
• Estimated payment on the typical home: $2,389/mo principal & interest (20% down, 7.24% 30-yr fixed)

Nearby housing markets

• Carolina Shores, NC — typical home $320K
• Little River, SC — typical home $323K
• North Myrtle Beach, SC — typical home $394K
• Oak Island, NC — typical home $602K
• Myrtle Beach, SC — typical home $323K
• Boiling Spring Lakes, NC — typical home $315K

The most affordable cities to buy a house in North Carolina

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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