Santa Cruz, CA housing market

The typical home in Santa Cruz, CA costs $1.37M (+4.3% over the past year). The bottom 35% of homes run around $970K. Typical rent $3,649/mo. See the full market and find out if you can afford to buy a house in Santa Cruz — free, no signup.

Market snapshot (2026-06)

• Typical home value: $1.37M (Zillow ZHVI, 2026-06)
• 1-year change: +4.3%
• Bottom 35% of homes: $970K
• Top 35% of homes start around: $1.92M
• Typical rent: $3,649/mo
• Median household income: $115K
• Price-to-income ratio: 11.8
• Estimated payment on the typical home: $7,021/mo principal & interest (20% down, 6.66% 30-yr fixed)

Nearby housing markets

• Capitola, CA — typical home $1.26M
• Soquel, CA — typical home $1.36M
• Scotts Valley, CA — typical home $1.27M
• Ben Lomond, CA — typical home $937K
• Aptos, CA — typical home $1.35M
• Watsonville, CA — typical home $833K

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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