What income do you need to buy a house in Garnavillo, IA?

It takes about $52,000/yr to afford the typical Garnavillo, IA home ($169K, +5.2% past year) at today's rates. Starter homes run around $113K. See if you can afford a house in Garnavillo (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $52,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, IA property tax and insurance)
• Typical home value: $169K (Zillow ZHVI, 2026-07)
• 1-year change: +5.2%
• Bottom 35% of homes: $113K
• Top 35% of homes start around: $265K
• Median household income: $75K
• Price-to-income ratio: 2.2
• Estimated payment on the typical home: $878/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Prairie du Chien, WI — typical home $217K
• Manchester, IA — typical home $237K
• Asbury, IA — typical home $393K
• Oelwein, IA — typical home $112K
• Dubuque, IA — typical home $252K
• Platteville, WI — typical home $264K

The most affordable cities to buy a house in Iowa

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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