What income do you need to buy a house in Closter, NJ?

It takes about $381,000/yr to afford the typical Closter, NJ home ($1.23M, +7.7% past year) at today's rates. Starter homes run around $903K. See if you can afford a house in Closter (2026 data) — free, no signup.

Market snapshot (2026-07)

• Income needed to buy the typical home: about $381,000/yr (28% front-end ratio, 20% down, 6.76% 30-yr fixed, NJ property tax and insurance)
• Typical home value: $1.23M (Zillow ZHVI, 2026-07)
• 1-year change: +7.7%
• Bottom 35% of homes: $903K
• Top 35% of homes start around: $1.83M
• Median household income: $190K
• Price-to-income ratio: 6.4
• Estimated payment on the typical home: $6,364/mo principal & interest (20% down, 6.76% 30-yr fixed)

Nearby housing markets

• Norwood, NJ — typical home $926K
• Cresskill, NJ — typical home $1.04M
• Dumont, NJ — typical home $683K
• Emerson, NJ — typical home $812K
• Tappan, NY — typical home $757K
• Old Tappan, NJ — typical home $1.26M

The most affordable cities to buy a house in New Jersey

Home values are Zillow Group public data (ZHVI, updated monthly); income and population are US Census Bureau ACS 5-year estimates. Estimates only — not financial advice.

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